Pawn loans are a popular way for people in financial need to get cash quickly. However, they can also be dangerous for borrowers and lead to a cycle of debt. Learn more about these loans, including their risks and alternatives, before you consider one.

What Are Pawn Loans?

A pawnshop is like any other lender, except they use valuable items of value as collateral instead of your credit. When you bring an item to a pawnbroker, they will appraise it at its current market value and offer you a short-term loan for a percentage of that amount. If you don’t pay back the loan within a specific period, the item is typically offered for sale in the store (known as being “hocked” or “popped”).

If you are interested in reclaiming your item, return to the pawnshop by the end of the loan term to pay off your loan plus fees and reclaim your item. If you need more time, pawnshops may offer extensions or renewals as permitted by law.

When compared to conventional borrowing options, such as payday loans and credit cards, pawnshops have many advantages. For example, there is no application process and credit checks are not part of the lending process, which can make it easier for people with low credit scores to qualify. Additionally, a pawnshop will not report your loan to the credit bureaus, so even if you default on your pawnshop loan, it won’t have an impact on your credit score.…

Email risk scoring to detect fraudulent emails

Email risk scoring to detect fraudulent emails other personally identifiable information like social security numbers or credit card data, an email address is one of the easiest pieces of information for fraudsters to get their hands on. This unique global identifier is used in every single online transaction, and connects to all of a customer’s online accounts.

Carrier Lookup Service to Detect VoIP and Mobile Numbers: Improve Verification

Fraudsters can exploit this by using fake email addresses to sign up for new services, change passwords, or complete fraudulent transactions. A robust email verification and risk assessment solution can help prevent this by evaluating a variety of data points around the email including its domain, activity history, reputation and more.

By combining all of these data points into a simple risk score, businesses can make the most informed decision possible. In doing so, they can reduce the likelihood of fraud while ensuring that all users have a great experience.

Whether you’re looking to identify fake and disposable email addresses or valid ones with a bad history, Greip offers powerful APIs that can do just that. The Email Risk Score is part of our industry leading identity verification and fraud prevention platform, and allows you to quickly assess the level of risk associated with an email address based on multiple data points.

This includes whether or not the address was used in a recent data breach and whether it is suspected of being a honeypot, spam trap, or other malicious activity. It also checks for spelling and grammatical errors which is often a red flag in cases of phishing and other types of fraud.…

Whether you’re a professional who needs a reliable work machine, or a student looking for an everyday portable, the right 17-inch laptop can deliver on your productivity needs. With larger displays and improved processing power, these models can help you stay focused on your tasks and enjoy a better computing experience compared to smaller laptops.

In the past, buying a 17 Inch Laptop for Enhanced Productivity often meant a big, bulky monstrosity, but slimmer bezels and new materials have made these once mammoth machines much more portable. Whether you’re a content creator, a multimedia specialist, or simply a multitasker who demands the latest performance, these laptops will give you an immersive and enjoyable viewing experience and enough desktop space for all your applications and files.

17 Inch Laptop for Enhanced Productivity: Work Faster & Smarter

The LG Gram 17, for example, is one of the lightest 17-inch laptops with productivity chops today. It has a roomy WQXGA display and plenty of processing power for lightweight productivity. You also get a solid keyboard with satisfying feedback and decent touchpad, excellent battery life, and great port selection that includes two Thunderbolt 4 ports for fast file transfers and charging.

Sean Riley is the managing editor at Laptop Mag and has covered a variety of tech over his 13-year career as a journalist. He’s watched 17-inch laptops go from spine-compressing giants to the travel-friendly machines on this list, and he looks forward to seeing the further evolution of this category.…