If you have a high-value item you don’t want to sell outright but need immediate cash for unexpected expenses, consider pawning it. A pawn shop can be a quick and easy solution to secure collateral-based funds without the hassle of traditional loan applications or credit checks.

The most pawn your valuables fast items pawned are jewelry (real, authentic, not costume) and electronics, especially gaming systems from major brands like PlayStation, Xbox, or Nintendo. Collectors’ items also often bring in a good amount of cash. If you have any certificates of authenticity or other documentation available, this can help increase the value of your items.

Trusted Pawn Services: How to Protect Your Valuables

Whether you are a jewelry enthusiast or have a valuable family heirloom, the best way to get the most money for your items is to find an appraiser who knows what they are doing. A professional pawnbroker can evaluate the item(s) you’re considering and make an educated purchase or loan offer based on its current market value.

A key benefit of pawning is the ability to still retain ownership of your item(s) by paying back the loan within the timeframe allowed. If you’re unable to pay off your loan, you can always extend it (where applicable) or renew it by visiting the pawn store and reclaiming your item(s). In addition to this, pawning doesn’t affect your credit score if you’re not able to repay the balance of the loan in full. This makes it a popular option for those who need to quickly secure cash without the need for a traditional loan application or credit check.